*Leaders: Many societies in the Western world expect their members to be self-sufficient/self-made and we can expect much of the Triangle to have this world-view as well. As we love and encourage each other where we are and to grow in our relationship with Jesus Christ, feel free to alleviate any anxiety in talking about money by sharing some ground rules with the group.

  1. We’re looking at God’s principles, not each other’s bank statements. No one should ever feel pressured to share more than they are comfortable with and no one will be expected to share details about their finances.
  2. We can be lost with a little bit of money – and we can be lost with a whole lot of money. No one in this group is in the exact same place financially (or in any other part of our lives) and that’s ok! No matter where each person is, we’re all here to help each other grow in our relationship with Jesus Christ.
  3. God doesn’t want our finances, God want’s our heart. The one time Jesus asked for money (specifically one coin) he wasn’t trying to get people’s money, He was trying to keep people’s money from getting them! A bank account that is growing is great, but a growing relationship with Jesus Christ is invaluable.

Ice Breaker (optional – choose one below)

  • Share a time that you were really lost. What contributed to being lost?
  • What is the best place to be lost?
  • Do you know someone who is glad they watched the TV show Lost®?

Main Idea

All of us know what it’s like to be lost and that can be more than just maps and hiking trails. If we’re not careful we can get lost in almost every area of life. If statistics can be trusted, more than half of all Americans are lost when it comes to personal finances. Bad news: we can’t get to where we want to be without knowing where we are. Good news: finances can be the easiest part of our life to discover where we really are.


What stood out to you from this weekend’s message?


How did the songs we sang this weekend relate to the message we heard? (Faithful to the End, Yes & Amen and Behold our King)


Were you surprised by the percentages and numbers that were shared this weekend? Why or why not?


What does it mean to be lost in the realm of personal finances? How can personal finance be a simple issue and a very hard issue at the same time?


What does the Bible say?

Read Luke 16:13

  • This week Pastor Mike mentioned that “money” seems out of place in this verse. If we were to write this verse we might have written “satan” or “ourselves” before we thought to write “money!” Why do you think Jesus chose “money” over any other number of things as a potential enemy to serving God?


  • How are our hearts and money linked?


  • Where have you seen this in your own life? 


Read Proverbs 22:7

  • What does it mean to be a “slave” to someone or something?


  • How can borrowing money limit a person’s freedom?


  • If you’re a slave to a lender, what does that say about your relationship to God?


Apply the Message, Own the Mission

Sometimes applying a message can be vague or very different from person to person, but not this week! We are committing as a church to track where every single dollar goes for the next eight weeks. For some of us this is a jump – for others, this is only a small step but none of us can be a whole-hearted follower of Jesus Christ and be financially lost! We’re all doing the same thing but “how” might look quite different from person to person. Here are a few suggestions that have been helpful in the past:

  • Download the spending record worksheet Pastor Mike talked about during service by clicking here.
  • There’s an app for that: Mint© has a free (and secure!) phone app that can connect with your financial accounts and automatically update based on the categories you assign. There’s a corresponding website if you don’t have a smart phone and it’s automatic categorization can save a lot of time. mint.com
  • If you prefer greater customization you can make your own spreadsheet – here are some templates to get you started.

Download this study as a PDF

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